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Banking customers are still steering clear of the Wells Fargo wagon.The scandal-ridden San Francisco bank admitted Thursday that it saw drastic declines in new applications for credit cards and checking accounts, two key products that were at the center of Wells’ cross-selling controversy.

The bank beat analysts’ low expectations of 97 cents a share.Regardless of where you fall, though, one thing is clear: As online shopping becomes yet more prevalent, and prepaid credit cards take the place of more and more low-value cash transactions, cash is well on its way to becoming obsolete.Governments and their agencies love electronic transactions.The Spanish economy may be dangerously close to meltdown this week but one area at least – prostitution – appears to be doing very nicely, thank you."Don Jose – cleanliness; Don Jose – discretion; Don Jose – security, and a patrolled car park," half-whispers the calm female voice on a Granada radio station throughout the day.It is an advertisement for the city's biggest and best-known brothel.

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